With the warmer spring weather upon us, it’s the time of year that many classic car enthusiasts are anticipating - when they can take their pride and joy out of the garage and back on the road.
Along with the extensive cleaning and maintenance that is usually required to get the ride ready for the season, it must also be properly insured. Unlike standard vehicles that are being driven on a daily basis, a classic car is a unique asset and it should be treated as such when it comes to purchasing the insurance for it. It is important to protect your investment through a specialist insurer that understands the elevated care and attention given to classic cars as well as the limited and cautious use by the drivers.
CapriCMW is a proud partner of Hagerty, which operates Canada’s leading classic and collectible car insurance program. Through Hagerty, you get access to many benefits and coverages not usually available through traditional car insurance policies:
Guaranteed Value
You provide the value of your vehicle and once it has been validated by Hagerty, that amount is guaranteed to be paid out in the event of a total loss - with no deductions for depreciation.
No Fixed Mileage
You get the flexibility to drive your vehicle without restrictions on mileage. You have full control over when and how your car is driven.
Lower Premiums
Classic cars tend to be driven infrequently and with extreme caution. These factors are taken into account when it comes to calculating the premiums which are usually significantly lower than what you would pay for your daily vehicle.
Hagerty Drivers Club
A 24/7 full service roadside assistance program for lockouts, battery jumps, tire changes, emergency fuel delivery and more—guaranteeing flatbed towing with soft straps.
Cherished Salvage Endorsement – Exclusive to Hagerty
This is an optional coverage offered only through Hagerty that allows you to keep the salvage of your vehicle in the event of a covered total loss. You’ll still get paid out your Guaranteed Value, with no deductions from your final payment for the value of salvage.
QUESTIONS?
Contact CapriCMW’s Kandace Norori to learn more about specialized classic car insurance or to get a quote:
T: 250 869 3697 | E: knorori@capricmw.ca
