Travel Insurance

travel insurance.jpg

Our travel insurance experts are here to help you get the right coverage for your needs, no matter how complex they are.

If you’re travelling to a topical destination, shopping in the US, or visiting friends in another province or country—your provincial healthcare plan won't cover you. At CapriCMW, we have the expertise and a wide range of coverage options to get you the right travel insurance policy at the right price.

Key Travel Insurance Coverages:

  • Emergency Medical and Dental
  • Trip Cancellation and Interruption
  • Trip Delay
  • Accidental Death and Dismemberment
  • Baggage Coverage and Delay
  • Rental Car Coverage
  • COVID-19-related cancellation
  • High-risk activities
  • Adventure travel

Helpful Links:

  • Government of Canada Travel Advice and Advisories by Destination: Click here
  • Government of Canada – Travel Health Notices: Click here 
  • CATSA – ACSTA Current Wait Times: Click here

Do your travel plans involve "high-risk" activities?

Many adventure and back-country sports such as sky diving, ice climbing, mountaineering, canyoneering, or back-country skiing are classified as high-risk sport activities and may not be covered by typical travel insurance policies.

CapriCMW's Lifestyle Travel Insurance Services offers a unique specialization in Adventure Travel and can help you get the right coverage.

Frequently Asked Questions

I have a pre-existing condition. Can I get travel medical insurance?

We can usually find coverage for people with health issues, but some exclusions could apply. If you have an existing health condition, it’s critical that you disclose the details when applying for coverage.

I have travel insurance through my credit card. Do I need a separate policy?

Some credit cards do provide basic travel insurance. However, it’s important to fully understand exactly what your coverage includes and what exclusions apply.

Do I need travel insurance for travelling outside of my province, but within Canada?

Yes. Your provincial healthcare plan will not cover medical expenses incurred outside of your province of residence, even if you’re travelling within Canada.

Personal Insurance Resources

Personal Insurance / Property Management, strata
8 Summer Safety Tips for Your Strata

With sunny, longer days now upon us, many homeowners have started on projects both indoors and outside. Check the below off your to-do list to keep your home and garden in tip top shape all season long.

Jul 26th, 2022 | By: CapriCMW
Personal Insurance / Cyber Insurance, cybersecurity
4 Ways Personal Cyber Insurance Protects You and Your Family

More Canadians are falling victim to cybercrime than ever before. Here are four ways that personal cyber insurance can limit the impact of an attack on you and your family:

Jul 7th, 2022 | By: CapriCMW
Personal Insurance / ICBC, auto insurance
Video: What Policy Changes Can I Make Through ICBC's New Online Renewal Process?

CapriCMW's Auto Insurance Advisors explain the types of policy changes that you can make when renewing your insurance with ICBC online.

Jun 22nd, 2022 | By: CapriCMW