If you’re travelling outside your province of residence, your provincial healthcare plan won’t cover you while you’re away. If you run into a medical emergency and don’t have coverage, you’ll be responsible for any medical and extra travel expenses incurred.
Key Travel Insurance Coverages:
- Emergency Medical and Dental
- Trip Cancellation and Interruption
- Trip Delay
- Accidental Death and Dismemberment
- Baggage Coverage and Delay
- Rental Car Coverage
At CapriCMW, we’ve made it easy to get the Travel Insurance you need.
Frequently Asked Questions
I have a pre-existing condition. Can I get travel medical insurance?
We can usually find coverage for people with health issues, but some exclusions could apply. If you have an existing health condition, it’s critical that you disclose the details when applying for coverage.
I have travel insurance through my credit card. Do I need a separate policy?
Some credit cards do provide basic travel insurance. However, it’s important to fully understand exactly what your coverage includes and what exclusions apply.
Do I need travel insurance for travelling outside of my province, but within Canada?
Yes. Your provincial healthcare plan will not cover medical expenses incurred outside of your province of residence, even if you’re travelling within Canada.
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What our clients are saying about us
CapriCMW has your back, puts it's customers first, and employs an exceptional group of people. I can't say enough great things about my experience here. I used to think it didn't matter where I renewed my car insurance, but now I know first hand that there is a huge difference, and I'll never go anywhere else.
Daryl D., Kelowna
I can only wish all insurance brokers I've dealt with were as good as CapriCMW. Kind, informative and excellent guidance on my home, car and motorcycle insurance.
Jim A., Vernon
I have been dealing with CapriCMW for about 5 years and have always found them to be attentive and knowledgable. Even though I live in another part of the city now, I make the drive to CapriCMW, it's worth it to me.
The team at CapriCMW is so nice and helpful. Kelly Ann and Tannis stand out as I've dealt with both of them and they were nothing but awesome. Tannis even went above and beyond by catching a mistake made by ICBC and rectifying it right away. I can't recommend CapriCMW enough!
Sara N., Kelowna
I would recommend CapriCMW without hesitation. Kayla at the Powick Rd office in Kelowna called to remind my of my upcoming car insurance which I completely forgot about until it was about to expire. I called Kayla in desperation and she drove out to my house with paperwork in hand! Service like this is why CapriCMW has been around for decades and will continue to be so. Many thanks!
Heather W., Kelowna