If you’re travelling outside your province of residence, your provincial healthcare plan won’t cover you while you’re away. If you run into a medical emergency and don’t have coverage, you’ll be responsible for any medical and extra travel expenses incurred.
Key Travel Insurance Coverages:
- Emergency Medical and Dental
- Trip Cancellation and Interruption
- Trip Delay
- Accidental Death and Dismemberment
- Baggage Coverage and Delay
- Rental Car Coverage
At CapriCMW, we’ve made it easy to get the Travel Insurance you need.
Frequently Asked Questions
I have a pre-existing condition. Can I get travel medical insurance?
We can usually find coverage for people with health issues, but some exclusions could apply. If you have an existing health condition, it’s critical that you disclose the details when applying for coverage.
I have travel insurance through my credit card. Do I need a separate policy?
Some credit cards do provide basic travel insurance. However, it’s important to fully understand exactly what your coverage includes and what exclusions apply.
Do I need travel insurance for travelling outside of my province, but within Canada?
Yes. Your provincial healthcare plan will not cover medical expenses incurred outside of your province of residence, even if you’re travelling within Canada.