Hospitality & Tourism Insurance
CapriCMW provides the highest quality insurance products and innovative risk-related solutions to the Hospitality & Tourism industry.
We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against client complaints from products and services, claims of injury, as well as any personal belongings gone missing while left in your care. Our Tourism Group supports your needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.
Our Tourism and Hospitality Group are specialists in:
- Hotel insurance
- Resort insurance
- Golf insurance
- Restaurant insurance
- Tour insurance and Tour Operator insurance
- Bar and Pub insurance
- Event insurance
Our Hospitality & Tourism solutions include:
- Competitively priced property programs covering buildings, kitchen equipment, stock, data processing equipment and related contents on site or in transit
- Liability programs providing protection from customer incidents on premises, food and liquor-related claims, innkeepers’ coverage for the property of guests, and claims arising from security protecting customers and the premises
- Loss of income programs for business interruption as well as expediting expenses to quickly reopen
- Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
- Employee group health and benefits programs
- Crime insurance designed specifically for operations with large cash exposures and irregular limits on premises or off premises
- Marine, aviation, specialty tour and professional liability exposures of related resort/spa operations
- Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations
Resources
Business Insurance
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings
The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.
Business Insurance
Applications Open for BC's Securing Small Business Rebate Program
As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.
Employee Benefits
New Pay Disclosure Requirements Now in Effect for BC Employers
As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.