Cargo Insurance
Liability for goods being transported by a third-party carrier is assumed by the carrier under a Bill of Lading or Shipping Contract. The owner of the goods; however, may want to ensure property is protected in the event of loss or damage, or shortcomings in the carrier’s insurance. The carrier may only be liable for loss or damage caused by negligence, and not for circumstances beyond their control. Your Bill of Lading or Shipping Contract will outline who is responsible for what, and to what extent.
A cargo insurance policy protects your interest in your property, and can be purchased for a single shipment or on an annual basis, if shipments happen regularly.
Resources
Personal Insurance
BC Government Introduces Rental Protection Fund
The BC government has introduced a new $500 million fund to support non-profit housing organizations in purchasing affordable residential rental buildings and ownership co-operatives.
Employee Benefits
Impact of Recent EI Changes on Employers and Employees
As of December 18, 2022, the federal government has extended the length of time that individuals can access employment insurance (EI) sickness benefits. The total period of coverage available is now 26 weeks, up from 15 weeks. On the surface, this…
Personal Insurance
Five Tips to Keep You Safe During Your Holiday Travels
If you're going to be away this holiday season, there are some important steps for you to take before and during your trip to keep you safe and protect your property.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
