Auto Insurance
Auto insurance doesn’t have to be complicated.
Our expert car insurance Advisors are here to make it easy to understand your coverage options, and will work with you to choose the best protection options for you, your loved ones and your vehicles.
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We have options
Did you know you have options for your car insurance? While the Basic ICBC Autoplan is mandatory, we have private insurance options available to create customized coverage for all your needs.
Available Discounts
Are you entitled for car insurance discounts? ICBC discounts are available for:
- Disability
- 10 years of driving experience
- Seniors (over 65 years)
- Years of claims-free driving
Flexible hours
Our offices open early and close late, so you can visit at a time that works best for you.
Express Service
With CapriCMW’s Insurance Express service, you can start your renewal over the phone. Then, when it’s convenient, visit an Insurance Express desk at any one of our participating offices, to sign your paperwork and pick up your decals.
Dedicated Claims Support
Our in-house claims team is here to help you every step of the way. Our team will advocate on your behalf to expedite the claims process as quickly and efficiently as possible.
Frequently Asked Questions
Am I covered if I use my car for commuting to work?
Yes, but it's important that you tell your broker that you use your vehicle for commuting to and from work. How you use your vehicle affects the rate class used to determine the insurance premium you pay.
What is ICBC Enhanced Care?
Coming May 2021, Enhanced Care coverage will save drivers money on their insurance – approximately 20 per cent or $400, on average. How? The costs associated with our current litigation-based system, like those for lawyers and legal fees, are largely removed. Those savings will go toward lowering rates and improving benefits. Read more about ICBC Enhanced Care.
Personal Insurance Resources
Personal Insurance
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Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime will cost $10.5…
Personal Insurance
New BC Regulations to Increase Minimum Contributions for Contingency Reserve Funds
As of November 1, 2023, new regulations will come into effect that increases the minimum amount developers and strata corporations in BC are required to contribute towards contingency reserve funds.
Personal Insurance
BC Government Introduces Rental Protection Fund
The BC government has introduced a new $500 million fund to support non-profit housing organizations in purchasing affordable residential rental buildings and ownership co-operatives.