Craft Brewery & Distillery Insurance

Crafter’sChoice is an exclusive insurance program, created by CapriCMW Insurance, in partnership with Northbridge Insurance, to meet the unique needs of craft brewers and distillers in BC, and provide comprehensive and flexible policies.

In addition to coverages found in typical Commercial Insurance policies, Crafter’sChoice includes these additional coverages:

Spoilage

Coverage for spoilage due to refrigeration breakdown while in transit or in storage, for up to 180 days, including connections and pipes.

Contamination and infestation

Coverage for loss of product due to alteration (e.g. malicious tampering), or if product is determined unfit for consumption by a regulatory body.

Public relations expense

Coverage for expenses incurred (e.g. advertising and public relations consultants) resulting from a negative incident.

Business interruption

Coverage for loss of profits due to disruption of premises utilities (e.g. heat, power, gas, water, or communications supply).

Brewmaster and Key Personnel Replacement

Coverages for expenses resulting from the need to replace key personnel due to death or permanent disability.

Breach of Contract

Coverage for fines, damages or penalties associated with a Breach of Contract. Bad batch Coverage for loss of, or damage to product while being worked upon (by you).
 

Recent Blog Posts

Business Insights / food safety, food and beverage
New Food Safety Regulations in Effect January 15, 2019

The new Safe Food for Canadians Regulations (SFCR) are in effect as of January 15, 2019, and some…

Jan 9th, 2019 | By: CapriCMW
Business Insights / Manufacturing, tariff, import
New Exemptions for Canadian Manufacturers Paying Steel and Aluminum Tariffs

Manufacturers in Canada who are paying tariffs on steel and aluminum are now eligible for new…

Jan 2nd, 2019 | By: CapriCMW
Business Insurance / Occupational Health & Safety, craft beer, brewery, distillery
WorkSafeBC Releases Health and Safety Guide for Craft Brewers and Distilleries

With the number of people now employed in craft brewing and distilling facilities, it's important…

Dec 12th, 2018 | By: CapriCMW

What Our Clients are Saying About Us

CapriCMW has provided me with quality service, regular market place quotations, and reputable insurance companies they represent. I highly recommend CapriCMW to any business wishing to see what else is out there, with professional advice and guidance in the best interest of the customer.

Daryl Hrynkiw, Central City Brewers & Distillers

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