Pharmaceutical & Health Products Insurance

CapriCMW provides the highest quality insurance products and innovative risk-related solutions to the pharmaceutical, nutraceutical and health products industry. Our client advisory team is recognized for expertise as specialists, insuring researchers, manufacturers and distributors of both regulated and non-regulated pharmaceutical and related products.

We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income, research and development, product recall and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against third-party complaints regarding products and services. We also bring value-added support to non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Pharmaceutical & Health Care solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
  • Liability programs providing protection from third-party claims arising from products and services as well as professional liability risks
  • Loss of income programs for business interruption as well as expediting expenses to quickly restart
  • Research and development programs and testing programs
  • Product recall programs and patent infringement coverage
  • Executive risk programs for Directors and Officers as well as employee practices risks
  • Employee group health and benefits programs
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Recent Blog Posts

Business Insurance / Cyber Insurance, data breach, ransomware
Video: How to Protect Your Organization Against Ransomware

Ransomware is one of the most damaging types of cyber attacks and cyber criminals are becoming more…

Jan 22nd, 2020 | By: CapriCMW
Employee Benefits / employee benefits, long term disability, maternity leave
Returning From Mat Leave: Insurers Stop Reset of Pre-existing Conditions Clauses for Long-Term Disability

Recently, major Canadian insurers have stopped applying the pre-existing conditions clauses for…

Jan 16th, 2020 | By: CapriCMW
Business Insights / food safety, food and beverage
New Requirements Under Safe Food for Canadians Regulations in Effect January 15, 2020

As of January 15, 2020, fresh fruits and vegetables businesses, including growers and harvesters,…

Jan 8th, 2020 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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