Pharmaceutical & Health Products Insurance

CapriCMW provides the highest quality insurance products and innovative risk-related solutions to the pharmaceutical, nutraceutical and health products industry. Our client advisory team is recognized for expertise as specialists, insuring researchers, manufacturers and distributors of both regulated and non-regulated pharmaceutical and related products.

We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income, research and development, product recall and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against third-party complaints regarding products and services. We also bring value-added support to non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Pharmaceutical & Health Care solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
  • Liability programs providing protection from third-party claims arising from products and services as well as professional liability risks
  • Loss of income programs for business interruption as well as expediting expenses to quickly restart
  • Research and development programs and testing programs
  • Product recall programs and patent infringement coverage
  • Executive risk programs for Directors and Officers as well as employee practices risks
  • Employee group health and benefits programs
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Resources

Business Insurance / Construction, Real Estate, mass timber, sustainable housing
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings

The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.

Dec 27th, 2023 | By: CapriCMW
Business Insurance / Small Business, SME, commercial property
Applications Open for BC's Securing Small Business Rebate Program

As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.

Dec 12th, 2023 | By: CapriCMW
Employee Benefits / employment law, employee benefts, pay transparency, pay equity
New Pay Disclosure Requirements Now in Effect for BC Employers

As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.

Nov 16th, 2023 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

Can’t find what you are looking for? Ask us!