Vintners & Wine Distributors Insurance
CapriCMW provides the highest quality insurance products and innovative risk-related solutions to Vintners and Wine Distributors. With offices throughout the heart of BC's wine region, our expert advisors truly understand the unique insurance needs of the wine industry. We understand the need for competitively priced programs that include coverage for direct losses to property, stock, lost income and the timely replacement of assets.
Our liability programs provide protection of customer goodwill by insuring against third-party complaints about products, services and premises. We support non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.
Our Vintners & Wine Distributor solutions include:
- Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
- Liability programs providing protection from customer incidents from products and on premises
- Loss of income programs and contingent programs for business interruption as well as expediting expenses to quickly reopen
- Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
- Product recall, extra expense and contamination programs
- Employee group health and benefit programs
- Directors and Officers and employment practices insurance
- Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relationship
Business Insurance
Top 5 Mistakes When Choosing Winery Insurance
Robert Fiume, our winery insurance advisor and an Okanagan winery owner, reveals the biggest mistakes operators make when it comes to their coverage.
Business Insurance
Is Your Winery Properly Valuated?
How to ensure your winery is properly valuated and insured
Business Insurance
Top Winery Insurance Claims In BC
From tank punctures and faulty bottles to theft and water damage, we review the top winery insurance claims in BC.
Resources
Business Insurance
Actual Cash Value or Replacement Cost: 9 Key Considerations
Insuring property on an actual cash value (ACV) basis could lead a manufacturing business to permanent close in the event of a large claim. This article will explore the challenges of insuring property on an ACV basis and why we recommend insuring on…
Personal Insurance
How Safe is Your Password?
Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime will cost $10.5…
Employee Benefits
BC Government Introduces New Pay Transparency Legislation
If passed, the new legislation will require employers meeting a certain employee size threshold to disclose the mean and median pay for male and female employees.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
