Group Benefits and Pension

Health and wellness is our business.

CapriCMW's Benefits Division is a full-service consulting team specializing in group benefits and retirement solutions. Since 1991, our team has served as advisors to clients of all sizes, from small, family-run businesses, to large, multinational corporations.

When working with CapriCMW Benefits Division, you get direct, personal service from a dedicated, experienced Benefits Advisor and Team.

As a uniquely independent, employee-owned company, CapriCMW Benefits Divison does not have insurance carrier ownership. We provide professional, impartial advice and negotiate terms with the best interests of our valued clients in mind.

Transparency

CapriCMW Benefits Division believes transparency is key to the trust that we have built with our long-term clients since our beginning. That’s why we provide all of our clients a document which details the amounts and mechanisms of our compensation.

Benefits Alliance

We are a proud member of the Benefits Alliance Group, a network of over 40 independent firms with more than 175 advisors. Through this partnership, we bring clients exclusive, proprietary solutions not available anywhere else, as well as the most up-to-date industry insight and intelligence relevant to you.

We Invest in You

CapriCMW Benefits Division continually invests in expertise and resources for our clients. By working with us, you gain access to a broad array of technologies and tools from benchmarking and data analysis tools, to rate calculators and human resource management platforms. We make it our business to offer you more.

Full-service group coverage options

Extended Health Care
Dental Care
Group Retirement and Pension
Corporate Life Insurance Planning
Group Life Insurance, Dependent Life, and Accidental Death and Dismemberment
Disability
Employee Assistance Plans
Health Care Spending Accounts

Talk to a Group Benefits Advisor

Group Retirement Services

CapriCMW Benefits Divison has been helping clients across Canada design and manage their group retirement plans for over 30 years. While we remain completely independent from the recordkeepers, our longstanding relationships with all major carriers nationwide allow us to bring you the best solutions on the market. CapriCMW Benefits Divison Advisors are experienced, dedicated specialists in group retirement planning with a unique focus on capital accumulation plans. Our approach towards building effective communication and education strategies help you and your employees get the most value out of your retirement plan.

Talk to a Group Retirement Advisor