Group Benefits and Pension
Health and wellness is our business.
CapriCMW's Benefits Division is a full-service consulting team specializing in group benefits and retirement solutions. Since 1991, our team has served as advisors to clients of all sizes, from small, family-run businesses, to large, multinational corporations.
When working with CapriCMW Benefits Division, you get direct, personal service from a dedicated, experienced Benefits Advisor and Team.
As a uniquely independent, employee-owned company, CapriCMW Benefits Divison does not have insurance carrier ownership. We provide professional, impartial advice and negotiate terms with the best interests of our valued clients in mind.
Transparency
CapriCMW Benefits Division believes transparency is key to the trust that we have built with our long-term clients since our beginning. That’s why we provide all of our clients a document which details the amounts and mechanisms of our compensation.
Benefits Alliance
We are a proud member of the Benefits Alliance Group, a network of over 40 independent firms with more than 175 advisors. Through this partnership, we bring clients exclusive, proprietary solutions not available anywhere else, as well as the most up-to-date industry insight and intelligence relevant to you.
We Invest in You
CapriCMW Benefits Division continually invests in expertise and resources for our clients. By working with us, you gain access to a broad array of technologies and tools from benchmarking and data analysis tools, to rate calculators and human resource management platforms. We make it our business to offer you more.
Full-service group coverage options
- Extended Health Care
- Dental Care
- Group Retirement and Pension
- Corporate Life Insurance Planning
- Group Life Insurance, Dependent Life, and Accidental Death and Dismemberment
- Disability
- Employee Assistance Plans
- Health Care Spending Accounts
Talk to a Group Benefits Advisor
Group Retirement Services
CapriCMW Benefits Divison has been helping clients across Canada design and manage their group retirement plans for over 30 years. While we remain completely independent from the recordkeepers, our longstanding relationships with all major carriers nationwide allow us to bring you the best solutions on the market. CapriCMW Benefits Divison Advisors are experienced, dedicated specialists in group retirement planning with a unique focus on capital accumulation plans. Our approach towards building effective communication and education strategies help you and your employees get the most value out of your retirement plan.
Talk to a Group Retirement Advisor
CapriCMW Benefits Inc.
O/A CapriCMW Benefits Division
Our Advisor Team
Resources
Business Insurance
Explaining the 'Named Insured' in Your Business Insurance
Policy wordings for business insurance can be highly complex and the technical and legal language can be overwhelming to interpret. However, there is one term in particular - the named insured - that is extremely important for you to understand as a…
Business Insurance
Selling Online to the US: Improve your Website Accessibility to Avoid a Lawsuit
If your business sells goods or services online to customers in the US, it is important to be informed about your legal obligations under the Americans with Disabilities Act (ADA).
Employee Benefits
Breaking the Cycle of Inequity for Indigenous Band Employees in Canada
When comparing the compensation of Indigenous band employees with those of other federal government employees, it is evident that there is a significant disparity.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
