Municipality and Public Sector Insurance
CapriCMW’s Public Sector Practice Group provides our Municipal and Public Sector clients with superior access to quality Municipality and Public Sector-specific Insurance markets. We offer innovative risk-related solutions to the broad exposures unique to this sector, including municipal insurance, local government insurance and other public sector insurance. Our expert Risk Advisors have extensive experience identifying and managing risk for insurable and non-insurable exposures derived from years of providing guidance to many of the municipalities in British Columbia.
The key to successfully managing risks in the public sector involves strong insurer relationships for structuring appropriate programs for the insured as well as communicating the needs for timely and realistic claims support.
Our keys to Municipality & Public Sector insurance success include:
- Custom property insurance programs
- Broadly worded general liability programs
- Public sector errors and omissions programs
- Cyber and privacy insurance programs
- Environmental impairment programs
- Risk quantification studies
- Risk control studies for property, liability, and employee safety
- Claims management programs and claims advocacy
- Educational seminars and publications
- Construction insurance and bonding specialists
- Contract review and risk transfer support
- Fleet insurance specialists
Proud to Partner With Intact Public Entities
Intact Public Entities has over nine decades of experience providing specialized insurance programs, including risk management and claims services, to municipalities, public administration and community service organizations across Canada.
Resources
Employee Benefits
New Pay Disclosure Requirements Now in Effect for BC Employers
As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.
Personal Insurance
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Business Insurance
Explaining the 'Named Insured' in Your Business Insurance
Policy wordings for business insurance can be highly complex and the technical and legal language can be overwhelming to interpret. However, there is one term in particular - the named insured - that is extremely important for you to understand as a…
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
