Municipality and Public Sector Insurance

CapriCMW’s Public Sector Practice Group provides our Municipal and Public Sector clients with superior access to quality Municipality and Public Sector-specific Insurance markets. We offer innovative risk-related solutions to the broad exposures unique to this sector, including municipal insurance, local government insurance and other public sector insurance. Our expert Risk Advisors have extensive experience identifying and managing risk for insurable and non-insurable exposures derived from years of providing guidance to many of the municipalities in British Columbia.

The key to successfully managing risks in the public sector involves strong insurer relationships for structuring appropriate programs for the insured as well as communicating the needs for timely and realistic claims support.

Our keys to Municipality & Public Sector insurance success include:

  • Custom property insurance programs
  • Broadly worded general liability programs
  • Public sector errors and omissions programs
  • Cyber and privacy insurance programs
  • Environmental impairment programs
  • Risk quantification studies
  • Risk control studies for property, liability, and employee safety
  • Claims management programs and claims advocacy
  • Educational seminars and publications
  • Construction insurance and bonding specialists 
  • Contract review and risk transfer support
  • Fleet insurance specialists

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Proud to Partner With Intact Public Entities

Intact Public Entities has over nine decades of experience providing specialized insurance programs, including risk management and claims services, to municipalities, public administration and community service organizations across Canada.

Resources

Employee Benefits / employment law, employee benefts, pay transparency, pay equity
New Pay Disclosure Requirements Now in Effect for BC Employers

As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.

Nov 16th, 2023 | By: CapriCMW
Personal Insurance / Small Business
Insurance Implications of a Side Hustle

As inflation and interest rates remain at the highest levels seen in decades, many Canadians have been exploring different options  to for supplementing their income. If you are planning to begin taking on freelance or part-time work alongside your…

Oct 12th, 2023 | By: CapriCMW
Business Insurance / Named Insured
Explaining the 'Named Insured' in Your Business Insurance

Policy wordings for business insurance can be highly complex and the technical and legal language can be overwhelming to interpret. However, there is one term in particular - the named insured - that is extremely important for you to understand as a…

Sep 19th, 2023 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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