Municipality and Public Sector Insurance

CapriCMW’s Public Sector Practice Group provides our Municipal and Public Sector clients with superior access to quality Municipality and Public Sector-specific Insurance markets. We offer innovative risk-related solutions to the broad exposures unique to this sector, including municipal insurance, local government insurance and other public sector insurance. Our expert Risk Advisors have extensive experience identifying and managing risk for insurable and non-insurable exposures derived from years of providing guidance to many of the municipalities in British Columbia.

The key to successfully managing risks in the public sector involves strong insurer relationships for structuring appropriate programs for the insured as well as communicating the needs for timely and realistic claims support.

Our keys to Municipality & Public Sector insurance success include:

  • Custom property insurance programs
  • Broadly worded general liability programs
  • Public sector errors and omissions programs
  • Cyber and privacy insurance programs
  • Environmental impairment programs
  • Risk quantification studies
  • Risk control studies for property, liability, and employee safety
  • Claims management programs and claims advocacy
  • Educational seminars and publications
  • Construction insurance and bonding specialists 
  • Contract review and risk transfer support
  • Fleet insurance specialists

Recent Blog Posts

Business Insurance / Cyber Insurance, data breach, ransomware
Video: How to Protect Your Organization Against Ransomware

Ransomware is one of the most damaging types of cyber attacks and cyber criminals are becoming more…

Jan 22nd, 2020 | By: CapriCMW
Employee Benefits / employee benefits, long term disability, maternity leave
Returning From Mat Leave: Insurers Stop Reset of Pre-existing Conditions Clauses for Long-Term Disability

Recently, major Canadian insurers have stopped applying the pre-existing conditions clauses for…

Jan 16th, 2020 | By: CapriCMW
Business Insights / food safety, food and beverage
New Requirements Under Safe Food for Canadians Regulations in Effect January 15, 2020

As of January 15, 2020, fresh fruits and vegetables businesses, including growers and harvesters,…

Jan 8th, 2020 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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