Municipality and Public Sector Insurance

CapriCMW’s Public Sector Practice Group provides our Municipal and Public Sector clients with superior access to quality Municipality and Public Sector-specific Insurance markets. We offer innovative risk-related solutions to the broad exposures unique to this sector, including municipal insurance, local government insurance and other public sector insurance. Our expert Risk Advisors have extensive experience identifying and managing risk for insurable and non-insurable exposures derived from years of providing guidance to many of the municipalities in British Columbia.

The key to successfully managing risks in the public sector involves strong insurer relationships for structuring appropriate programs for the insured as well as communicating the needs for timely and realistic claims support.

Our keys to Municipality & Public Sector insurance success include:

  • Custom property insurance programs
  • Broadly worded general liability programs
  • Public sector errors and omissions programs
  • Cyber and privacy insurance programs
  • Environmental impairment programs
  • Risk quantification studies
  • Risk control studies for property, liability, and employee safety
  • Claims management programs and claims advocacy
  • Educational seminars and publications
  • Construction insurance and bonding specialists 
  • Contract review and risk transfer support
  • Fleet insurance specialists

intact public entities.png

Proud to Partner With Intact Public Entities

Intact Public Entities has over nine decades of experience providing specialized insurance programs, including risk management and claims services, to municipalities, public administration and community service organizations across Canada.

Resources

Business Insurance / Construction, Real Estate, mass timber, sustainable housing
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings

The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.

Dec 27th, 2023 | By: CapriCMW
Business Insurance / Small Business, SME, commercial property
Applications Open for BC's Securing Small Business Rebate Program

As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.

Dec 12th, 2023 | By: CapriCMW
Employee Benefits / employment law, employee benefts, pay transparency, pay equity
New Pay Disclosure Requirements Now in Effect for BC Employers

As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.

Nov 16th, 2023 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

Can’t find what you are looking for? Ask us!