Municipality and Public Sector Insurance
CapriCMW’s Public Sector Practice Group provides our Municipal and Public Sector clients with superior access to quality Municipality and Public Sector-specific Insurance markets. We offer innovative risk-related solutions to the broad exposures unique to this sector, including municipal insurance, local government insurance and other public sector insurance. Our expert Risk Advisors have extensive experience identifying and managing risk for insurable and non-insurable exposures derived from years of providing guidance to many of the municipalities in British Columbia.
The key to successfully managing risks in the public sector involves strong insurer relationships for structuring appropriate programs for the insured as well as communicating the needs for timely and realistic claims support.
Our keys to Municipality & Public Sector insurance success include:
- Custom property insurance programs
- Broadly worded general liability programs
- Public sector errors and omissions programs
- Cyber and privacy insurance programs
- Environmental impairment programs
- Risk quantification studies
- Risk control studies for property, liability, and employee safety
- Claims management programs and claims advocacy
- Educational seminars and publications
- Construction insurance and bonding specialists
- Contract review and risk transfer support
- Fleet insurance specialists

Proud to Partner With Intact Public Entities
Intact Public Entities has over nine decades of experience providing specialized insurance programs, including risk management and claims services, to municipalities, public administration and community service organizations across Canada.
Resources
Business Insurance
Competition Act Changes to Criminalize Wage-Fixing and No-Poaching Agreements in Effect June 23, 2023
As of June 23, 2023, wage-fixing and no-poaching agreements will be criminal offences under the Competition Act. What does this mean for Canadian employers?
Business Insurance
BC Government Proposes Requirements for Speed Limiters in Commercial Trucks
The BC government has proposed changes to the Motor Vehicles Act that would require speed limiters on heavy-duty commercial vehicles.
Business Insurance
Government of Canada Proposes Legislation to Create Corporate Ownership Registry
In its efforts to increase corporation transparency and tackle money laundering, tax evasion and other financial crimes, the federal government has proposed legislation that would create a beneficial ownership registry for federally incorporated…
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.