Condo Insurance

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Customized Condo Insurance

Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.

Excess Loss Assessment Coverage for Water Damage Claims

Looking for Strata Deductible Coverage? With today's rising Strata Corporation deductibles, condo owners are often looking to increase their limits. Learn more about our Excess Loss Assessment Coverage for Water Damage Claims.

Additional Living Expense (ALE)

If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.

Loss Assessment Coverage

Strata deductibles can be anywhere from $25,000 - $300,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage, also called Deductible Coverage, pays the difference between your personal deductible and the Strata Corporation’s. 

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.

Personal Insurance Resources

Personal Insurance / ICBC, auto insurance
ICBC Introducing Usage-Based Discounts Beginning in 2023

As part of its intended shift towards more personalized insurance products, ICBC will be introducing new usage-based insurance options over the next several years. The first of its usage-based offerings will be available in 2023, a discount on certain…

Nov 24th, 2022 | By: CapriCMW
Personal Insurance / Additional Insured, Named Insured
Three Types of Insureds Explained

Are you aware of the differences between Named Insureds, Unnamed Insureds (also known as simply Insureds) and Additional Insureds? They are often confused, but the distinction is very important to understand. 

Nov 18th, 2022 | By: CapriCMW
Personal Insurance / ICBC, auto insurance
ICBC to Introduce New Distance-Based Discount for 2023

BC drivers who qualify for the new distance-based discount will save between 5 and 15 per cent on certain ICBC optional coverages.

Sep 29th, 2022 | By: CapriCMW