Condo Insurance

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Customized Condo Insurance

Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.

Excess Loss Assessment Coverage for Water Damage Claims

Looking for Strata Deductible Coverage? With today's rising Strata Corporation deductibles, condo owners are often looking to increase their limits. Learn more about our Excess Loss Assessment Coverage for Water Damage Claims.

Additional Living Expense (ALE)

If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.

Loss Assessment Coverage

Strata deductibles can be anywhere from $25,000 - $300,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage, also called Deductible Coverage, pays the difference between your personal deductible and the Strata Corporation’s. 

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.

Personal Insurance Resources

Personal Insurance / Real Estate, rental housing, affordable housing
BC Government Introduces Rental Protection Fund

The BC government has introduced a new $500 million fund to support non-profit housing organizations in purchasing affordable residential rental buildings and ownership co-operatives.

Jan 13th, 2023 | By: CapriCMW
Personal Insurance / travel insurance
Five Tips to Keep You Safe During Your Holiday Travels

If you're going to be away this holiday season, there are some important steps for you to take before and during your trip to keep you safe and protect your property.

Dec 16th, 2022 | By: CapriCMW
Personal Insurance / natural disaster, severe weather, climate change
Top Trends Affecting the Insurance Market for Natural Disasters

Over the past year alone, Canada was hit by two of the costliest natural disasters in the country's history – Hurricane Fiona (insured damage of $660 million) and the windstorm that swept through Ontario and Quebec in May (insured damage of $875 million).

Dec 8th, 2022 | By: CapriCMW