If you've been affected by wildfires in your community, we're here to help. Find out more here.

Condo Insurance

Customized condo insurance

Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.

Learn about condominium insurance policy – talk to an Advisor today. (click through to Condo quote form)

Additional Living Expense (ALE)

If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.

Loss Assessment Coverage

Strata deductibles can be anywhere from $25,000 - $100,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage pays the difference between your personal deductible and the Strata Corporation’s.

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.

Get a Quote

Or call 1-800-670-1877

Is your home protected from flooding?

Standard home insurance policies don't cover things like ground water, sewer back-up and overflow from lakes and rivers. Learn more about flood and overland water insurance from CapriCMW.

Learn More

Recent Blog Posts

Personal Insurance / wildfire, emergency preparedness, okanagan

Protect Yourself, Your Family and Your Home Against Wildfires

Wildfire season can be an incredibly traumatic time. With wildfires in the Okanagan now leading to…

Jul 19th, 2018 | By: CapriCMW

Personal Insurance / seasonal property, vacation home

What Every Owner Should Know About Insuring Their Vacation Home

There are major differences between coverages for primary and seasonal homes.

Jul 18th, 2018 | By: CapriCMW

Personal Insurance / wine collection, wine collector, valuable collection, fine wine

6 Tips for Properly Insuring Your Wine Collection

The experienced Risk Advisors at CapriCMW's Private Client Services offer 6 tips for wine collectors…

Jun 20th, 2018 | By: CapriCMW

What our clients are saying about us

CapriCMW has your back, puts it's customers first, and employs an exceptional group of people. I can't say enough great things about my experience here. I used to think it didn't matter where I renewed my car insurance, but now I know first hand that there is a huge difference, and I'll never go anywhere else.

Daryl D., Kelowna

I can only wish all insurance brokers I've dealt with were as good as CapriCMW. Kind, informative and excellent guidance on my home, car and motorcycle insurance.

Jim A., Vernon

I have been dealing with CapriCMW for about 5 years and have always found them to be attentive and knowledgable. Even though I live in another part of the city now, I make the drive to CapriCMW, it's worth it to me.

Eric, Kamloops

The team at CapriCMW is so nice and helpful. Kelly Ann and Tannis stand out as I've dealt with both of them and they were nothing but awesome. Tannis even went above and beyond by catching a mistake made by ICBC and rectifying it right away. I can't recommend CapriCMW enough!

Sara N., Kelowna

I would recommend CapriCMW without hesitation. Kayla at the Powick Rd office in Kelowna called to remind my of my upcoming car insurance which I completely forgot about until it was about to expire. I called Kayla in desperation and she drove out to my house with paperwork in hand! Service like this is why CapriCMW has been around for decades and will continue to be so. Many thanks!

Heather W., Kelowna

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1-800-670-1877

info@capricmw.ca