Condo Insurance
Customized Condo Insurance
Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.
Excess Loss Assessment Coverage for Water Damage Claims
Looking for Strata Deductible Coverage? With today's rising Strata Corporation deductibles, condo owners are often looking to increase their limits. Learn more about our Excess Loss Assessment Coverage for Water Damage Claims.
Additional Living Expense (ALE)
If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.
Loss Assessment Coverage
Strata deductibles can be anywhere from $25,000 - $300,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage, also called Deductible Coverage, pays the difference between your personal deductible and the Strata Corporation’s.
Dedicated Claims Support
Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.
Personal Insurance Resources
Personal Insurance
Insurance Implications of a Side Hustle
As inflation and interest rates remain at the highest levels seen in decades, many Canadians have been exploring different options to for supplementing their income. If you are planning to begin taking on freelance or part-time work alongside your…
Personal Insurance
How Safe is Your Password?
Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime will cost $10.5…
Personal Insurance
New BC Regulations to Increase Minimum Contributions for Contingency Reserve Funds
As of November 1, 2023, new regulations will come into effect that increases the minimum amount developers and strata corporations in BC are required to contribute towards contingency reserve funds.