Condo Insurance

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Customized Condo Insurance

Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.

Excess Loss Assessment Coverage for Water Damage Claims

Looking for Strata Deductible Coverage? With today's rising Strata Corporation deductibles, condo owners are often looking to increase their limits. Learn more about our Excess Loss Assessment Coverage for Water Damage Claims.

Additional Living Expense (ALE)

If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.

Loss Assessment Coverage

Strata deductibles can be anywhere from $25,000 - $300,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage, also called Deductible Coverage, pays the difference between your personal deductible and the Strata Corporation’s. 

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.

Personal Insurance Resources

Personal Insurance / Property Management, strata
8 Summer Safety Tips for Your Strata

With sunny, longer days now upon us, many homeowners have started on projects both indoors and outside. Check the below off your to-do list to keep your home and garden in tip top shape all season long.

Jul 26th, 2022 | By: CapriCMW
Personal Insurance / Cyber Insurance, cybersecurity
4 Ways Personal Cyber Insurance Protects You and Your Family

More Canadians are falling victim to cybercrime than ever before. Here are four ways that personal cyber insurance can limit the impact of an attack on you and your family:

Jul 7th, 2022 | By: CapriCMW
Personal Insurance / ICBC, auto insurance
Video: What Policy Changes Can I Make Through ICBC's New Online Renewal Process?

CapriCMW's Auto Insurance Advisors explain the types of policy changes that you can make when renewing your insurance with ICBC online.

Jun 22nd, 2022 | By: CapriCMW