Custom Business Insurance Solutions

Business insurance, your way. The choice is yours:

1. Get a quote and buy online

Get a quote and buy online from trusted insurers in 90 Seconds or less through our partner-broker, Bullfrog Insurance.

Get an Online Quote Now

2. Talk to a CapriCMW Risk Advisor

Your CapriCMW Risk Advisors are your partners in business. At CapriCMW, we devote personal attention and exceptional customer service to our small business clients. We're more than your insurance broker: we’re your business partner, today and in the future.

Talk to a Risk Advisor  

Flexible, competitively priced solutions

We offer direct, personal service, and take the time to understand your needs so we can develop cost-effective solutions for your business. With a wide variety of policies, options and deductibles available, your CapriCMW Risk Advisors will simplify managing your risks and protecting your assets.

Independent Small Business & Office Insurance Programs

Our comprehensive Professional Office programs go beyond general liability and property insurance, and offer many other coverage options, including:

  • Equipment breakdown coverage (hardware, software, printers, medical equipment, etc.)
  • Property risk - Lost income due to business interruption
  • Crime insurance
  • Identity theft
  • Mobile device protection
  • Contents coverage
  • Medical payments coverage
  • Professional fees coverage

Dedicated Claims Support

Our competitively priced small business insurance programs feature 24-hour claims support, flexible payment options, and risk analysis to ensure correct coverage for your business needs.

Specialty Small Business Programs

CapriCMW offers specialty insurance programs:
  • Small Business Office insurance programs
  • Travel Professionals/Tour Operators insurance program
  • Veterinary insurance programs
  • Adventure Sports & Leisure programs

 

Resources

Business Insurance / Manufacturing, wood product, wood processing
Actual Cash Value or Replacement Cost: 9 Key Considerations

Insuring property on an actual cash value (ACV) basis could lead a manufacturing business to permanent close in the event of a large claim. This article will explore the challenges of insuring property on an ACV basis and why we recommend insuring on…

Mar 24th, 2023 | By: Will Downing
Personal Insurance / data breach, cybersecurity, cybercrime
How Safe is Your Password?

Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime  will cost $10.5…

Mar 6th, 2023 | By: CapriCMW
Employee Benefits / pay transparency, pay equity
BC Government Introduces New Pay Transparency Legislation

If passed, the new legislation will require employers meeting a certain employee size threshold to disclose the mean and median pay for male and female employees.

Feb 24th, 2023 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

Can’t find what you are looking for? Ask us!