Custom Business Insurance Solutions
Business insurance, your way. The choice is yours:
1. Get a quote and buy online
Get a quote and buy online from trusted insurers in 90 Seconds or less through our partner-broker, Bullfrog Insurance.
2. Talk to a CapriCMW Risk Advisor
Your CapriCMW Risk Advisors are your partners in business. At CapriCMW, we devote personal attention and exceptional customer service to our small business clients. We're more than your insurance broker: we’re your business partner, today and in the future.
Flexible, competitively priced solutions
We offer direct, personal service, and take the time to understand your needs so we can develop cost-effective solutions for your business. With a wide variety of policies, options and deductibles available, your CapriCMW Risk Advisors will simplify managing your risks and protecting your assets.
Independent Small Business & Office Insurance Programs
Our comprehensive Professional Office programs go beyond general liability and property insurance, and offer many other coverage options, including:
- Equipment breakdown coverage (hardware, software, printers, medical equipment, etc.)
- Property risk - Lost income due to business interruption
- Crime insurance
- Identity theft
- Mobile device protection
- Contents coverage
- Medical payments coverage
- Professional fees coverage
Dedicated Claims Support
Our competitively priced small business insurance programs feature 24-hour claims support, flexible payment options, and risk analysis to ensure correct coverage for your business needs.
Specialty Small Business Programs
CapriCMW offers specialty insurance programs:
- Small Business Office insurance programs
- Travel Professionals/Tour Operators insurance program
- Veterinary insurance programs
- Adventure Sports & Leisure programs
Resources
Employee Benefits
5 Top Trends in Employee Total Rewards
With attrition levels well above the norm in many sectors, total rewards provided by employers are more important than ever for attracting and maintaining talent.
Employee Benefits
Federal Government Announces Funding to Support New Apprenticeships in BC's Construction Industry
$21 million in funding will help small and mid-sized employers in BC's construction industry to hire first-year apprentices.
Employee Benefits
New Rules in Effect Across BC for Worker Rights to Refuse Unsafe Work
As of August 22, 2022, an amendment to BC’s Occupational Health and Safety Regulation (OHSR) is in effect which creates new obligations for employers after a worker has exercised their right to refuse unsafe work.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
