Custom Business Insurance Solutions
Business insurance, your way. The choice is yours:
1. Get a quote and buy online
Get a quote and buy online from trusted insurers in 90 Seconds or less through our partner-broker, Bullfrog Insurance.
2. Talk to a CapriCMW Risk Advisor
Your CapriCMW Risk Advisors are your partners in business. At CapriCMW, we devote personal attention and exceptional customer service to our small business clients. We're more than your insurance broker: we’re your business partner, today and in the future.
Flexible, competitively priced solutions
We offer direct, personal service, and take the time to understand your needs so we can develop cost-effective solutions for your business. With a wide variety of policies, options and deductibles available, your CapriCMW Risk Advisors will simplify managing your risks and protecting your assets.
Independent Small Business & Office Insurance Programs
Our comprehensive Professional Office programs go beyond general liability and property insurance, and offer many other coverage options, including:
- Equipment breakdown coverage (hardware, software, printers, medical equipment, etc.)
- Property risk - Lost income due to business interruption
- Crime insurance
- Identity theft
- Mobile device protection
- Contents coverage
- Medical payments coverage
- Professional fees coverage
Dedicated Claims Support
Our competitively priced small business insurance programs feature 24-hour claims support, flexible payment options, and risk analysis to ensure correct coverage for your business needs.
Specialty Small Business Programs
CapriCMW offers specialty insurance programs:
- Small Business Office insurance programs
- Travel Professionals/Tour Operators insurance program
- Veterinary insurance programs
- Adventure Sports & Leisure programs
BC Government Introduces Workers Compensation Act Changes to Support Injured Workers
The BC government has introduced amendments to the Workers Compensation Act aimed at providing better support to injured workers in their return to work.
ICBC Introducing Usage-Based Discounts Beginning in 2023
As part of its intended shift towards more personalized insurance products, ICBC will be introducing new usage-based insurance options over the next several years. The first of its usage-based offerings will be available in 2023, a discount on certain…
Three Types of Insureds Explained
Are you aware of the differences between Named Insureds, Unnamed Insureds (also known as simply Insureds) and Additional Insureds? They are often confused, but the distinction is very important to understand.