Custom Business Insurance Solutions
Business insurance, your way. The choice is yours:
1. Get a quote and buy online
Get a quote and buy online from trusted insurers in 90 Seconds or less through our partner-broker, Bullfrog Insurance.
2. Talk to a CapriCMW Risk Advisor
Your CapriCMW Risk Advisors are your partners in business. At CapriCMW, we devote personal attention and exceptional customer service to our small business clients. We're more than your insurance broker: we’re your business partner, today and in the future.
Flexible, competitively priced solutions
We offer direct, personal service, and take the time to understand your needs so we can develop cost-effective solutions for your business. With a wide variety of policies, options and deductibles available, your CapriCMW Risk Advisors will simplify managing your risks and protecting your assets.
Independent Small Business & Office Insurance Programs
Our comprehensive Professional Office programs go beyond general liability and property insurance, and offer many other coverage options, including:
- Equipment breakdown coverage (hardware, software, printers, medical equipment, etc.)
- Property risk - Lost income due to business interruption
- Crime insurance
- Identity theft
- Mobile device protection
- Contents coverage
- Medical payments coverage
- Professional fees coverage
Dedicated Claims Support
Our competitively priced small business insurance programs feature 24-hour claims support, flexible payment options, and risk analysis to ensure correct coverage for your business needs.
Specialty Small Business Programs
CapriCMW offers specialty insurance programs:
- Small Business Office insurance programs
- Travel Professionals/Tour Operators insurance program
- Veterinary insurance programs
- Adventure Sports & Leisure programs
Resources
Business Insurance
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings
The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.
Business Insurance
Applications Open for BC's Securing Small Business Rebate Program
As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.
Employee Benefits
New Pay Disclosure Requirements Now in Effect for BC Employers
As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.