Food & Beverage Insurance

CapriCMW's Food and Beverage Group have long been recognized as specialists in insuring feed manufacturers, beef, fish and poultry processors, warehouse operators and distributors. Our food insurance experience also includes breweries, vintners and wine distributors; and alcoholic and non-alcoholic beverage bottlers and co-packers. We understand the need for competitively priced programs, including coverage for direct losses to property, stock, lost income, and the timely replacement of assets.

Our processors liability insurance programs provide protection of customer goodwill by insuring against third-party complaints regarding your products and services, product recall and claims of injury.

Our Food and Beverage Group will support you in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Food & Beverage solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment, and related contents on site or in transit
  • Liability programs providing protection from customer incidents from products and on premises
  • Loss of income programs as well as contingent programs for business interruption and expediting expenses to quickly reopen
  • Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
  • Food product recall, extra expense and contamination programs - Failure to manufacture to specifications coverage
  • Employee group health and benefits programs
  • Directors and Officers and employment practices insurance
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Resources

Business Insurance / hospitality, COVID-19
BC Introduces a $50 Million Relief Grant for Restaurants and Businesses Affected by Recent COVID-19 Restrictions

Restaurants and other affected businesses can apply to access up to $10,000 in a one-time grant to cover ongoing costs and losses.

Apr 13th, 2021 | By: CapriCMW
Personal Insurance / auto insurance
Who is at fault for a collision in a parking lot?

Even though the basic rules of the road still apply when you’re driving in a parking lot, it may be a little more difficult to figure out who is at fault for an accident.

Apr 8th, 2021 | By: CapriCMW
Personal Insurance / auto insurance
Can I let someone else drive my car?

It's not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision?

Apr 8th, 2021 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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