Food & Beverage Insurance

CapriCMW's Food and Beverage Group have long been recognized as specialists in insuring feed manufacturers, beef, fish and poultry processors, warehouse operators and distributors. Our food insurance experience also includes breweries, vintners and wine distributors; and alcoholic and non-alcoholic beverage bottlers and co-packers. We understand the need for competitively priced programs, including coverage for direct losses to property, stock, lost income, and the timely replacement of assets.

Our processors liability insurance programs provide protection of customer goodwill by insuring against third-party complaints regarding your products and services, product recall and claims of injury.

Our Food and Beverage Group will support you in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Food & Beverage solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment, and related contents on site or in transit
  • Liability programs providing protection from customer incidents from products and on premises
  • Loss of income programs as well as contingent programs for business interruption and expediting expenses to quickly reopen
  • Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
  • Food product recall, extra expense and contamination programs - Failure to manufacture to specifications coverage
  • Employee group health and benefits programs
  • Directors and Officers and employment practices insurance
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Recent Blog Posts

Business Insurance / Winery, vineyard
Why Harry McWatters Chose CapriCMW for Winery Insurance

Even though Harry McWatters had been in the wine industry for nearly 50 years, founding one of…

Jul 11th, 2018 | By: CapriCMW
Business Insurance / Cannabis, marijuana, legalization, cultivation
New Health Canada Regulations for Cannabis Businesses

Recreational marijuana is set to be legalized across Canada as of October 17, 2018. Shortly after…

Jul 4th, 2018 | By: CapriCMW
Employee Benefits / employee benefits, group benefits, health insurance
The Primary Threat to Sustainable Benefit Plans

The rising cost of prescription drugs is the single greatest challenge to the sustainability of most…

Jun 27th, 2018 | By: Steve Hesketh

What Our Clients are Saying About Us

CapriCMW has provided me with quality service, regular market place quotations, and reputable insurance companies they represent. I highly recommend CapriCMW to any business wishing to see what else is out there, with professional advice and guidance in the best interest of the customer.

Daryl Hrynkiw, Central City Brewers & Distillers

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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