Food & Beverage Insurance

CapriCMW's Food and Beverage Group have long been recognized as specialists in insuring feed manufacturers, beef, fish and poultry processors, warehouse operators and distributors. Our food insurance experience also includes breweries, vintners and wine distributors; and alcoholic and non-alcoholic beverage bottlers and co-packers. We understand the need for competitively priced programs, including coverage for direct losses to property, stock, lost income, and the timely replacement of assets.

Our processors liability insurance programs provide protection of customer goodwill by insuring against third-party complaints regarding your products and services, product recall and claims of injury.

Our Food and Beverage Group will support you in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Food & Beverage solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment, and related contents on site or in transit
  • Liability programs providing protection from customer incidents from products and on premises
  • Loss of income programs as well as contingent programs for business interruption and expediting expenses to quickly reopen
  • Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
  • Food product recall, extra expense and contamination programs - Failure to manufacture to specifications coverage
  • Employee group health and benefits programs
  • Directors and Officers and employment practices insurance
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Resources

Business Insurance / Construction, Real Estate, mass timber, sustainable housing
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings

The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.

Dec 27th, 2023 | By: CapriCMW
Business Insurance / Small Business, SME, commercial property
Applications Open for BC's Securing Small Business Rebate Program

As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.

Dec 12th, 2023 | By: CapriCMW
Employee Benefits / employment law, employee benefts, pay transparency, pay equity
New Pay Disclosure Requirements Now in Effect for BC Employers

As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.

Nov 16th, 2023 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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