Food & Beverage Insurance

CapriCMW's Food and Beverage Group have long been recognized as specialists in insuring feed manufacturers, beef, fish and poultry processors, warehouse operators and distributors. Our food insurance experience also includes breweries, vintners and wine distributors; and alcoholic and non-alcoholic beverage bottlers and co-packers. We understand the need for competitively priced programs, including coverage for direct losses to property, stock, lost income, and the timely replacement of assets.

Our processors liability insurance programs provide protection of customer goodwill by insuring against third-party complaints regarding your products and services, product recall and claims of injury.

Our Food and Beverage Group will support you in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Food & Beverage solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment, and related contents on site or in transit
  • Liability programs providing protection from customer incidents from products and on premises
  • Loss of income programs as well as contingent programs for business interruption and expediting expenses to quickly reopen
  • Food-borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
  • Food product recall, extra expense and contamination programs - Failure to manufacture to specifications coverage
  • Employee group health and benefits programs
  • Directors and Officers and employment practices insurance
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Recent Blog Posts

Business Insights / data breach, privacy breach, privacy law
Is Your Business Ready for Breach Record Inspections?

The Office of the Privacy Commissioner will be conducting breach record inspections this summer,…

Jul 17th, 2019 | By: CapriCMW
Business Insurance / ride hailing, uber, lyft, rideshare, carshare
Ride-Hailing and P2P Vehicle Rental Services Can Legally Operate in BC as of Sept. 16, 2019

The provincial government has adopted regulations that will allow ride-hailing services and P2P…

Jul 10th, 2019 | By: CapriCMW
Business Insights / corporation, directors and officers, corporate social responsibility
BC Passes Legislation Allowing Businesses to Incorporate as "Benefit Corporations"

Recently, the BC government became the first province in Canada to pass legislation for the adoption…

Jul 3rd, 2019 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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