Financial Services

You've built your business and attracted a team of skilled employees, through significant dedication of time and resources. Have you made plans to protect and invest in your efforts - and to ensure the future of your business?

CapriCMW Financial Advisors can assist you by developing a financial plan that provides the funding mechanisms you need when you need them most. Whether you are starting a new venture or maintaining a successful one, we bring decades of experience and specialized expertise to create a custom solution that will support your growth.

Our custom financial solutions for businesses include:

Corporate Financial Risk Solutions

Corporate financial risks are found in events that can significantly affect the health and future of your company. These can include the financial impacts that arise from the sudden death or disability of key employees, or the tax and financial implications of the departure of key shareholders. CMW Financial has customized solutions that keep your operations running:

Group Benefits

Group Benefits and Pension

Investment Planning

Many of our clients wonder what they should do with their retained earnings held by their company. A corporate investment portfolio can offer some distinct tax advantages compared to personally investing the money. CMW Financial assists our clients by building a tax differed corporate investment strategy regardless of whether the funds are intended for long-term business growth or retirement. We draw upon a suite of investment and insurance tools for these purposes.  High net worth investors have access to our integrated Private Wealth Planning team.

Estate & Succession Planning

Many business owners will be approaching retirement over the next 10 to 15 years. However, few have likely made any succession or estate plans to transfer ownership. Others have questions about changes to business ownership:  How do you sell or pass down your business to your children, and maximize the value?  How are capital gains taxes paid in the event of a premature death of a business partner or owner? How can we maximize the value to be passed onto family or charity? CapriCMW assists clients with all of these concerns and reducing the overall impact of taxes.  We draw upon a suite of tax preferred products and the creative use of permanent life insurance.

Recent Blog Posts

Business Insights / trademark, branding, intellectual property
Changes to Canada's Trademarks Act Come into Effect on June 17, 2019

As of June 17, 2019, a number of changes to the Trademarks Act will come into effect that could have…

May 23rd, 2019 | By: CapriCMW
Business Insights / Manufacturing, tariff, steel
Government of Canada to Implement Long-Term Surtaxes on Two Foreign Steel Products

The Government of Canada announced it would be implementing long-term safeguards on two types of…

May 7th, 2019 | By: CapriCMW
Business Insurance / employment law, labour code
BC Government Announces Changes to Employment Standards Act

On April 29, 2019, the Government of BC announced its plans for changes to the Employment Standards…

May 2nd, 2019 | By: CapriCMW

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Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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