Retailers & Distributors Insurance

CapriCMW provides the highest quality insurance products and innovative risk-related solutions to Retailers and Distributors. Our Commercial Insurance Group have long been recognized as specialists insuring the suppliers of a wide variety of retail and distribution products and services.

We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against client complaints about products and services, and claims of injury. Our Commercial Insurance Group supports our clients’ needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our Retailers & Distributors solutions include:

  • Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
  • Liability programs providing protection from customer incidents on premises and from products sold, rented or for which you are responsible
  • Loss of income programs for business interruption as well as expediting expenses to quickly reopen
  • Employee group health and benefits programs
  • Crime insurance designed for operations with cash exposures and irregular limits on- or off-premises
  • Efficient electronic administration systems to coordinate insurance programs over multiple insured locations
  • Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations

Resources

Business Insurance / Named Insured
Explaining the 'Named Insured' in Your Business Insurance

Policy wordings for business insurance can be highly complex and the technical and legal language can be overwhelming to interpret. However, there is one term in particular - the named insured - that is extremely important for you to understand as a…

Sep 19th, 2023 | By: CapriCMW
Business Insurance / ecommerce, accessibility
Selling Online to the US: Improve your Website Accessibility to Avoid a Lawsuit

If your business sells goods or services online to customers in the US, it is important to be informed about your legal obligations under the Americans with Disabilities Act (ADA).

Jul 21st, 2023 | By: CapriCMW
Employee Benefits / Pension, employee benefits, First Nations, indigenous bands
Breaking the Cycle of Inequity for Indigenous Band Employees in Canada

When comparing the compensation of Indigenous band employees with those of other federal government employees, it is evident that there is a significant disparity.

Jul 14th, 2023 | By: Buffy Mills

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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