Retailers & Distributors Insurance
CapriCMW provides the highest quality insurance products and innovative risk-related solutions to Retailers and Distributors. Our Commercial Insurance Group have long been recognized as specialists insuring the suppliers of a wide variety of retail and distribution products and services.
We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against client complaints about products and services, and claims of injury. Our Commercial Insurance Group supports our clients’ needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.
Our Retailers & Distributors solutions include:
- Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
- Liability programs providing protection from customer incidents on premises and from products sold, rented or for which you are responsible
- Loss of income programs for business interruption as well as expediting expenses to quickly reopen
- Employee group health and benefits programs
- Crime insurance designed for operations with cash exposures and irregular limits on- or off-premises
- Efficient electronic administration systems to coordinate insurance programs over multiple insured locations
- Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations
Resources
Business Insurance
Actual Cash Value or Replacement Cost: 9 Key Considerations
Insuring property on an actual cash value (ACV) basis could lead a manufacturing business to permanent close in the event of a large claim. This article will explore the challenges of insuring property on an ACV basis and why we recommend insuring on…
Personal Insurance
How Safe is Your Password?
Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime will cost $10.5…
Employee Benefits
BC Government Introduces New Pay Transparency Legislation
If passed, the new legislation will require employers meeting a certain employee size threshold to disclose the mean and median pay for male and female employees.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.