Retailers & Distributors Insurance
CapriCMW provides the highest quality insurance products and innovative risk-related solutions to Retailers and Distributors. Our Commercial Insurance Group have long been recognized as specialists insuring the suppliers of a wide variety of retail and distribution products and services.
We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against client complaints about products and services, and claims of injury. Our Commercial Insurance Group supports our clients’ needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.
Our Retailers & Distributors solutions include:
- Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
- Liability programs providing protection from customer incidents on premises and from products sold, rented or for which you are responsible
- Loss of income programs for business interruption as well as expediting expenses to quickly reopen
- Employee group health and benefits programs
- Crime insurance designed for operations with cash exposures and irregular limits on- or off-premises
- Efficient electronic administration systems to coordinate insurance programs over multiple insured locations
- Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations
Resources
Business Insurance
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings
The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.
Business Insurance
Applications Open for BC's Securing Small Business Rebate Program
As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.
Employee Benefits
New Pay Disclosure Requirements Now in Effect for BC Employers
As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.