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Cyber Insurance , however please carefully check the wording and there are other insurance solutions. , Contractor , Tenancy Act , dock , residential construction , jewellery , fine art , collections , Strata Corporation , Dissolution , motorcycle , overland water , flood , 000. It is very important to select an insurance broker who specialises in construction/contracting insurance because their expertise will be invaluable. Your insurance broker should explain exposures and possible insurance solutions. This should be rev , but only with respect to liability arising out of the Named Insured’s premises or operations and only “wrap-up” deductibles that are equal to or less than $25 , this policy will pay the difference between said respective deductibles , Risk and Business , Cannabis , Commercial Strata , Warehouse , Off Road Vehicle , More frequently as insurance brokers we encounter construction contracts whereby the Owner provides Builders Risk and Wrap Up Liability and the deductible , which is the responsibility of the at fault contractor can be very large in the event of a claim. Unfortunately , the deductible may be hidden in the prime contract so we recommend you obtain and read the prime contract which should also be provided to your insurance broker and your lawyer. It is not unusual to see a special deductible of $2