6 Tips to Getting the Travel Insurance You Need Now

As Canada recovers from the effects of the ongoing pandemic, travel has gradually resumed and begun picking up speed among Canadians. Here are six tips to help ensure you are adequate covered while away from home.
Categories: Personal Insurance
Sep 29th, 2021 | By: CapriCMW

As Canada recovers from the effects of the ongoing pandemic, travel has gradually resumed and begun picking up speed among Canadians. As always, travel insurance is highly recommended for anybody planning a trip, and it is more important than ever to understand your options and the differences between what providers are covering, as well as what is being excluded. 

Travel insurance is designed to cover emergency medical expenses; therefore, routine medical expenses or treatment for pre-existing conditions are generally excluded. However, travel insurance providers have adapted to begin covering COVID-19 related illnesses.

Here are six tips to help ensure you are adequate covered while away from home:

  • Keep up-to-date with the countries under travel advisories by the federal government. It will be more difficult to get coverage for travel to these destinations.
  • Check the policy terms pertaining to coverage for pre-existing conditions. Most will require that pre-existing conditions such as high blood pressure or diabetes be "stable" for 6 to 8 months, but some will exclude these conditions altogether. 
  • Check the policy for any maximum age limits and ensure you are eligible.
  • Consider the amount of coverage necessary for your age and medical conditions.
  • Keep in mind that injuries related to alcohol overuse or abuse is excluded.
  • Finally, contact your Insurance Advisor for professional advice on the options available to you and help getting the travel insurance policy best fit for you.

 This content is powered by the Canadian Broker Network.

CBN_logo-250.png

CapriCMW is a proud member of the Canadian Broker Network (CBN), an alliance of Canada’s leading independent insurance brokerages representing over 50 offices, 1,500 professionals and over $1 billion in premiums. Learn more at canadianbrokernetwork.com.

Recent Blog Posts

Personal Insurance / ICBC, auto insurance
ICBC Introducing Usage-Based Discounts Beginning in 2023

As part of its intended shift towards more personalized insurance products, ICBC will be introducing…

Nov 24th, 2022 | By: CapriCMW
Personal Insurance / Additional Insured, Named Insured
Three Types of Insureds Explained

Are you aware of the differences between Named Insureds, Unnamed Insureds (also known as simply…

Nov 18th, 2022 | By: CapriCMW
Business Insurance / data breach, cybersecurity, cyber attack
Five Communication Tips for Business Leaders Managing a Cyberattack

BOXX Insurance, a cyber insurance provider, offers five communication tips for business leaders…

Nov 10th, 2022 | By: CapriCMW
Search the Blog
photo-10.jpg

Confidence and Freedom

At CapriCMW, we provide personalized insurance and custom risk solutions to give you the confidence and freedom to focus on what matters to you. Talk to an Advisor or get a quote today.

Get a Quote    Or call 1-800-670-1877

Can’t find what you are looking for? Ask us!