Flood Insurance

Flooding is the most common type of natural disaster in Canada, and the average flood claim amounts to more than $38,000.

Overland Water coverage protects you from flooding caused by things like:

  • Spring Runoff
  • Heavy Rains
  • Overflow from Lakes and Rivers

CapriCMW is BC’s Flood Insurance and Overland Water Coverage specialist. Our Advisors will guide you through your best options for your area and property, and will ensure you have the coverage you need when you need it. This coverage can be added to most existing home insurance policy as an Overland Water Endorsement and is the best way to protect yourself from devastating financial loss due to flooding.

Talk to an Advisor

Personal Insurance Resources

Personal Insurance / data breach, cybersecurity, cybercrime
How Safe is Your Password?

Cybercrime is more rampant than ever before - attacks are growing in sophistication year by year with the potential impact on victims becoming more severe and widespread. It is predicted that the damage caused by global cybercrime  will cost $10.5…

Mar 6th, 2023 | By: CapriCMW
Personal Insurance / Real Estate, Property Management, Strata Corporation, property development
New BC Regulations to Increase Minimum Contributions for Contingency Reserve Funds

As of November 1, 2023, new regulations will come into effect that increases the minimum amount developers and strata corporations in BC are required to contribute towards contingency reserve funds.

Feb 16th, 2023 | By: CapriCMW
Personal Insurance / Real Estate, rental housing, affordable housing
BC Government Introduces Rental Protection Fund

The BC government has introduced a new $500 million fund to support non-profit housing organizations in purchasing affordable residential rental buildings and ownership co-operatives.

Jan 13th, 2023 | By: CapriCMW