Flood Insurance

Flooding is the most common type of natural disaster in Canada, and the average flood claim amounts to more than $38,000.

Overland Water coverage protects you from flooding caused by things like:

  • Spring Runoff
  • Heavy Rains
  • Overflow from Lakes and Rivers

CapriCMW is BC’s Flood Insurance and Overland Water Coverage specialist. Our Advisors will guide you through your best options for your area and property, and will ensure you have the coverage you need when you need it. This coverage can be added to most existing home insurance policy as an Overland Water Endorsement and is the best way to protect yourself from devastating financial loss due to flooding.

Talk to an Advisor

Personal Insurance Resources

Personal Insurance / ICBC, auto insurance
Video: What Policy Changes Can I Make Through ICBC's New Online Renewal Process?

CapriCMW's Auto Insurance Advisors explain the types of policy changes that you can make when renewing your insurance with ICBC online.

Jun 22nd, 2022 | By: CapriCMW
Personal Insurance / ICBC, auto insurance
Video: Who is Eligible for ICBC's New Online Renewals?

CapriCMW's Auto Insurance Advisors explain eligibility criteria for ICBC's new online renewal process.

Jun 17th, 2022 | By: CapriCMW
Personal Insurance / wildfire, emergency preparedness
Wildfire Preparedness Tips to Protect Your Family and Your Home

Each year on average, there are 1,600 wildfires in BC. If you live in an area prone to wildfires, there are a number of steps you can take to effectively prepare and protect your family and your home.

Jun 10th, 2022 | By: CapriCMW