Flood Insurance

Flooding is the most common type of natural disaster in Canada, and the average flood claim amounts to more than $38,000.

Overland Water coverage protects you from flooding caused by things like:

  • Spring Runoff
  • Heavy Rains
  • Overflow from Lakes and Rivers

CapriCMW is BC’s Flood Insurance and Overland Water Coverage specialist. Our Advisors will guide you through your best options for your area and property, and will ensure you have the coverage you need when you need it. This coverage can be added to most existing home insurance policy as an Overland Water Endorsement and is the best way to protect yourself from devastating financial loss due to flooding.

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What our clients are saying about us

CapriCMW has your back, puts it's customers first, and employs an exceptional group of people. I can't say enough great things about my experience here. I used to think it didn't matter where I renewed my car insurance, but now I know first hand that there is a huge difference, and I'll never go anywhere else.

Daryl D., Kelowna

I can only wish all insurance brokers I've dealt with were as good as CapriCMW. Kind, informative and excellent guidance on my home, car and motorcycle insurance.

Jim A., Vernon

I have been dealing with CapriCMW for about 5 years and have always found them to be attentive and knowledgable. Even though I live in another part of the city now, I make the drive to CapriCMW, it's worth it to me.

Eric, Kamloops

The team at CapriCMW is so nice and helpful. Kelly Ann and Tannis stand out as I've dealt with both of them and they were nothing but awesome. Tannis even went above and beyond by catching a mistake made by ICBC and rectifying it right away. I can't recommend CapriCMW enough!

Sara N., Kelowna

I would recommend CapriCMW without hesitation. Kayla at the Powick Rd office in Kelowna called to remind my of my upcoming car insurance which I completely forgot about until it was about to expire. I called Kayla in desperation and she drove out to my house with paperwork in hand! Service like this is why CapriCMW has been around for decades and will continue to be so. Many thanks!

Heather W., Kelowna

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