Flood Insurance

Flooding is the most common type of natural disaster in Canada, and the average flood claim amounts to more than $38,000.

Overland Water coverage protects you from flooding caused by things like:

  • Spring Runoff
  • Heavy Rains
  • Overflow from Lakes and Rivers

CapriCMW is BC’s Flood Insurance and Overland Water Coverage specialist. Our Advisors will guide you through your best options for your area and property, and will ensure you have the coverage you need when you need it. This coverage can be added to most existing home insurance policy as an Overland Water Endorsement and is the best way to protect yourself from devastating financial loss due to flooding.

Talk to an Advisor

Personal Insurance Resources

Personal Insurance / Real Estate, rental housing, affordable housing
BC Government Introduces Rental Protection Fund

The BC government has introduced a new $500 million fund to support non-profit housing organizations in purchasing affordable residential rental buildings and ownership co-operatives.

Jan 13th, 2023 | By: CapriCMW
Personal Insurance / travel insurance
Five Tips to Keep You Safe During Your Holiday Travels

If you're going to be away this holiday season, there are some important steps for you to take before and during your trip to keep you safe and protect your property.

Dec 16th, 2022 | By: CapriCMW
Personal Insurance / natural disaster, severe weather, climate change
Top Trends Affecting the Insurance Market for Natural Disasters

Over the past year alone, Canada was hit by two of the costliest natural disasters in the country's history – Hurricane Fiona (insured damage of $660 million) and the windstorm that swept through Ontario and Quebec in May (insured damage of $875 million).

Dec 8th, 2022 | By: CapriCMW