Bare Land Strata

CapriCMW Risk Advisors bring decades of experience, and unrivaled expertise in risks facing strata corporations. As an independent, employee-owned company, we stay current on local regulations, and make it our business to keep you informed of, and connected to, changes that affect your strata.

Our Strata Risk Advisors take the time to understand concerns and design a custom solution for your unique service requirements and financial needs. We work as partners: your team receives direct, personal service from senior, highly specialized Risk Advisors—without the red tape.

What is a Bare Land Strata?

Traditional stratas divide buildings into strata lots that are individually owned, commonly seen among condos and townhouses. A bare land strata, on the other hand, divides land.

Bare land stratas usually host detached homes, mobile homes, and recreational sites but may also include attached homes such as duplexes. The strata corporation has no interest in each strata lot owner's buildings unless these buildings are referenced on the strata plan. However, the strata corporation will have interest in common property and facilities such as roadways, clubhouses, recreational facilities and above ground and underground services.

Comprehensive Custom Solution

As an industry leader for residential strata insurance, CapriCMW is proud to offer a comprehensive program customized for bare land stratas which includes:

  • Common property including underground services
  • Commercial General Liability
  • Directors & Officers Liability
  • Property Managers Errors & Omissions Liability
  • Pollution Liability
  • Equipment Breakdown Insurance

Meet the Strata Team

CapriCMW's specialized Strata Risk Advisors have decades of experience in the industry and are here to help you navigate the complex world of Strata and Real Estate Insurance and Risk Management. 

Kevin Casey
Gordon Li
Roz Phipps
Grant Pritchard
Danielle Russell

Resources

Business Insurance / Named Insured
Explaining the 'Named Insured' in Your Business Insurance

Policy wordings for business insurance can be highly complex and the technical and legal language can be overwhelming to interpret. However, there is one term in particular - the named insured - that is extremely important for you to understand as a…

Sep 19th, 2023 | By: CapriCMW
Business Insurance / ecommerce, accessibility
Selling Online to the US: Improve your Website Accessibility to Avoid a Lawsuit

If your business sells goods or services online to customers in the US, it is important to be informed about your legal obligations under the Americans with Disabilities Act (ADA).

Jul 21st, 2023 | By: CapriCMW
Employee Benefits / Pension, employee benefits, First Nations, indigenous bands
Breaking the Cycle of Inequity for Indigenous Band Employees in Canada

When comparing the compensation of Indigenous band employees with those of other federal government employees, it is evident that there is a significant disparity.

Jul 14th, 2023 | By: Buffy Mills

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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