Bare Land Strata

CapriCMW Risk Advisors bring decades of experience, and unrivaled expertise in risks facing strata corporations. As an indpendent, employee-owned coompany, we stay current on local regulations, and make it our business to keep you informed of, and connected to, changes that affect your strata.

Our Strata Risk Advisors take the time to understand concerns and design a custom solution for your unique service requirements and financial needs. We work as partners: your team receives direct, personal service from senior, highly specialized Risk Advisors—without the red tape.

What is a Bare Land Strata?

Traditional stratas divide buildings into strata lots that are individually owned, commonly seen among condos and townhouses. A bare land strata, on the other hand, divides land.

Bare land stratas usually host detached homes, mobile homes, and recreational sites but may also include attached homes such as duplexes. The strata corporation has no interest in each strata lot owner's buildings unless these buildings are referenced on the strata plan. However, the strata corporation will have interest in common property and facilities such as roadways, clubhouses, recreational facilities and above ground and underground services.

Comprehensive Custom Solution

As an industry leader for residential strata insurance, CapriCMW is proud to offer a comprehensive program customized for bare land stratas which includes:

  • Common property including underground services
  • Commercial General Liability
  • Directors & Officers Liability
  • Property Managers Errors & Omissions Liability
  • Pollution Liability
  • Equipment Breakdown Insurance

Meet the Strata Team

CapriCMW's specialized Strata Risk Advisors have decades of experience in the industry and are here to help you navigate the complex world of Strata and Real Estate Insurance and Risk Management. 

Kevin Casey
Gordon Li
Roz Phipps
Grant Pritchard
Danielle Russell

Cyber Liability Resources

Business Insurance / Cyber Insurance, cybersecurity, COVID-19, remote working
Cybersecurity Risks of Employees Working From Home

Following the outbreak of COVID-19, the growing trend of employees working from home has become the new norm in organizations worldwide. Cyber criminals are more active than ever and taking the opportunities presented by an increase in remote working to…

Aug 5th, 2020 | By: CapriCMW
Business Insurance / Cyber Insurance, Construction, Webinar
Webinar: Impact of Cyber Crime on Developers, Contractors and Trades

CapriCMW's Construction Risk Advisors were joined by a panel of experts to discuss how cyber crime and privacy breaches are affecting developers, contractors and trades from legal, compliance, risk management and financial perspectives.

May 22nd, 2020 | By: CapriCMW
Business Insurance / Cyber Insurance, data breach, ransomware
Video: How to Protect Your Organization Against Ransomware

Ransomware is one of the most damaging types of cyber attacks and cyber criminals are becoming more sophisticated. CapriCMW's Sean Graham explains how ransomware works, and how you can protect your organization.

Jan 22nd, 2020 | By: CapriCMW
Business Insurance / Cyber Insurance
Video: How to Protect Your Business Against Social Engineering Fraud

CapriCMW's James Brown explains social engineering fraud and how you can protect your business.

Sep 4th, 2019 | By: CapriCMW
Business Insights / Cyber Insurance, data breach, cybersecurity, SME
Government of Canada Introduces Cybersecurity Certification Program for Small and Mid-Sized Businesses

On August 12, 2019, the Government of Canada launched CyberSecure Canada, a cybersecurity certification program targeted to small and mid-sized businesses.

Aug 30th, 2019 | By: CapriCMW
Personal Insurance / Cyber Insurance, cybersecurity
Protect You and Your Family Against Cyber Crimes

In today's digitally connected world, we have more and more of our sensitive, personal information stored electronically and online. With all the ways technology has enhanced our lives, it's also opened the doors for identity theft, hacking, cybercrime,…

Nov 28th, 2018 | By: CapriCMW

Talk to an Advisor

Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.

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