Provincial Equine Association Member Benefits

equine association insurance

As the architect of the Provincial Equine Association insurance program in Canada, CapriCMW’s experience provides a trusted resource to the equine community from coast-to-coast.

Our association program recognizes the vital roles played by both the National Equine Associations and the Provincial Equine Associations. This Insurance Program operates comfortably at all levels with the ability to address both National and Regional issues.

Association Members

Membership in our insured provincial/territorial equine associations automatically includes two important coverages:

  1. $5,000,000 Personal Liability insurance designed to respond to claims brought against you should a personal use horse you own, borrow, lease, etc., cause bodily injury or property damage to someone or something else, and you are held legally liable.
  2. $30,000 Accident, Death and Dismemberment insurance, which covers you if you suffer a serious or catastrophic injury through an interaction with a horse (this policy does not cover losses arising from contraction of a disease).

Program Overview

The program is available to all Canadian Equine Associations who apply to CapriCMW Insurance for inclusion.

  • People who are Individual Members of the above Equine Associations have automatic world-wide insurance with their membership. (Some restrictions apply to non-Canadian residents)
  • A division of the program exists for corporate members with commercial activities and requires a specific application.
  • All members benefit from savings for Horse Mortality and Farm insurance.

The main program provides different coverages for the different membership classifications. The Equine Associations and their Individual or Family members are covered automatically while the Clubs, Coaches and Officials must make specific application for insurance after becoming a member. Savings for Clubs, Coaches and Officials are significant.

The program is currently endorsed by the following Equine Associations:

Resources

Personal Insurance / horse, colic, equine
5 Tips to Protect Your Horse from Fall and Winter Colic

Here are my top five tips from Equine Guelph to prevent colic in your horses during the fall and winter.

Oct 2nd, 2019 | By: Mike King
Business Insurance / equine, COVID-19
Embracing Change: How Businesses Can Thrive in COVID-19 Times

With the coronavirus pandemic expected to continue for an unspecified length of time, horse industry businesses have been considering how best to reduce the spread of the virus, maintain a healthy environment for staff, horses, and clients, while also…

Jul 28th, 2020 | By: CapriCMW
Personal Insurance / home maintenance
6 Ways to Prepare Your Home for Cold Weather

With the days getting colder and wetter, now is the time to begin preparing your home for the harsher winter conditions ahead. This fall, take these six steps to prevent damage to your property and avoid claims.

Oct 7th, 2021 | By: CapriCMW