Intercity Insurance has changed its name. Say hello to CapriCMW.

We’ve been a part of the CapriCMW family for over 20 years and the time has come to deliver a single, national risk management and insurance brand for the equine community.

While our name might be changing, we remain the same locally owned team of insurance specialists trusted by Canadians from coast to coast.

Sincerely,

Mike King
CapriCMW Insurance  l  Aurora, Ontario

Equine Clubs

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Insurance for equine breed or discipline clubs and associations

Two types of insurance we offer specifically for clubs and associations are:

Commercial General Liability Insurance

Commercial General Liability Insurance protects the organization, board members, volunteers, employees and others acting in an official capacity for bodily injury and/or property damage claims arising from activities as filed with Underwriters. Coverage limit $5,000,000 per occurrence and includes claims arising from injury to "participants" Extensions included (see attached).

Management Liability (Formerly Director's and Officer's Liability)

Management Liability is a special coverage available separately to Clubs who require insurance to protect the officers and directors of the organization for "wrongful acts" arising from their official duties. Coverage limits available $1,000,000 - $5,000,000. Coverage may be extended to the actual ownership of land/buildings, and the operation or maintenance of equine facilities where you Own, Rent or Maintain Land/Building(s) for more than 15 consecutive days.

Coverage Includes:
  • $ 2,000 on owned money
  • $ 10,000 on owned property other than buildings (higher limits available)
  • $ 10,000 per horse ($100,000 per catastrophe) on horses of others
  • $ 1,000,000 on tenant legal liability on responsibility for rented premises
  • $ 5,000,000 liability for approved activities including injury to participants

Frequently Asked Questions for Equine Clubs