Indigenous Group Benefits & Retirement
We specialize in helping Indigenous communities and organizations maximize their Group Benefits and Retirement Plans.
The Group Benefits and Retirement needs of Indigenous organizations are unique compared to a typical corporation. CapriCMW Benefits Divison recognizes this and truly partners with each and every Indigenous organization we work with.
Our Indigenous Benefits Consultants are Indigenous themselves, and have a thorough understanding and appreciation for Indigenous culture. If your health insurance broker doesn't specialize in Indigenous Insurance, then it may be time for a second opinion.
Our clients work with us because we provide the service and attention every Indigenous organization deserves.
Why CapriCMW for Indigenous Organizations?
Relationships with Proprietary Providers
Our Consultants have exclusive access to health insurance companies that specialize in Indigenous benefit plans. Not all brokers do.
Long-term relationships
Our Consultants regularly travel to your location, no matter how remote, to ensure face-to-face contact. We know it's important to you – and it's important to us!
Coordination of Benefits
We will ensure that benefits are correctly coordinated with Non-Insurance Health Benefits (NIHB) Status Cards.
FNHA Health Benefits
With the ongoing evolution of health benefits for B.C. First Nations, we will ensure you are kept apprised of the changes and initiatives of the First Nations Health Authority (FNHA).
Chief and Council Benefit Coverage
CapriCMW's Benefits Division has relationships with select carriers to provide this coverage - not all health insurance carriers can.
Wellness Programs
We work with several providers to deliver Employee Assistance Programs (EAPs) best suited to help with the unique wellness needs of your Indigenous Organization.
Band Member Plans
The CapriCMW Benefits Division can help design and implement Band Member Plans for all members on and off the reserve. Not all providers can offer this.
Taxation
We work with you to ensure your group benefits and retirement plans are tax exempt in accordance with government regulations.
Group Hunting and Fishing AD&D
Hunting and fishing is a way of life for Indigenous communities. Unfortunately accidents do happen. We can arrange financial protection from an exclusive health insurance provider.
Band Employee Benefits (BEB) Funding
We work with you to ensure your plans are set up correctly to ensure you receive BEB Funding.
CapriCMW Benefits Inc.
O/A CapriCMW Benefits Division
Resources
Business Insurance
BC Proposes Building Code Changes to Allow 18-Storey Mass Timber Buildings
The provincial government has proposed changes to the British Columbia Building and Fire Codes (BC Codes 2024) that would expand the ways mass timber could be used in construction.
Business Insurance
Applications Open for BC's Securing Small Business Rebate Program
As of November 22, 2023, small businesses in BC can apply for a new provincial rebate to help them repair commercial property damage caused by vandalism or implement measures to prevent or minimize property damage from vandalism.
Employee Benefits
New Pay Disclosure Requirements Now in Effect for BC Employers
As of November 1, 2023, employers are required to include wage or salary ranges in job postings open to BC residents.
Talk to an Advisor
Your CapriCMW Risk Advisor has highly specialized knowledge of your industry and is empowered to act quickly and independently to ensure direct, personal service.
