During this time of year, you may be looking forward to gathering around the fireplace, cooking with the family, and cozy evenings at home. To keep yourself and your loved ones safe, consider these seven tips for preventing fires inside and outside of your home from our friends at Chubb:
Stay in the kitchen when you’re cooking on the stove.
Whether you’re frying, boiling, grilling, broiling, or toasting, kitchen fires can start at a moment’s notice. You’ll want to be there to put it out before it becomes a problem. It is also smart to stay at home and check regularly on food that is roasting or baking inside the stove and use a timer to remind you when to take it out.
Test your smoke and CO alarms regularly.
You should have a smoke alarm in every bedroom outside each additional sleeping area and on every level of the home, including the basement – preferably interconnected alarms that will all go off if one detects smoke. Test them at least once a month.
Keep burnable items three feet away from heating equipment.
Items such as furniture, throw pillows, blankets, and rugs should be kept away from furnaces, fireplaces, wood stoves, and portable space heaters. Turn portable heaters off when you leave the room.
Install fire sprinklers in your home.
If a home fire occurs, the risk of dying decreases by about 80 percent when the home is equipped with a fire sprinkler system. And, installing a home sprinkler system may reduce your homeowner’s insurance as well.
Burn candles in sturdy, fire-proof containers.
Make sure they can’t tip over and extinguish all candles before going to bed or leaving a room.
Check your electrical cords.
Keep electric cords out from under rugs, and make sure they’re not frayed or damaged in any way. If they are, replace them immediately.
Clean up your yard.
Wildfires can happen any time. Keep your yard free of dried debris, such as brush, weeds, vegetation, dead trees and shrubs, and anything else that might catch fire if a stray spark were to settle on them. Be sure to clear your property with appropriate power equipment and not during the heat of a dry day, as sparks from a lawn mower or weed wacker hitting a rock can start a fire.
Thank you to Chubb Insurance Company of Canada for this article, originally published at https://www.chubb.com/ca-en/individuals-families/resources/how-to-prevent-fires-inside-outside-the-home.html.
Contact a CapriCMW Risk Advisor for more information and resources on insurance and protection for your home.